Euler Hermes Rating GmbH » News » Rating Actions » Euler Hermes Rating bestätigt das Rating der GEFA Bank mit A-

Euler Hermes Rating bestätigt das Rating der GEFA Bank mit A-

Euler Hermes Rating bestätigt die Bonitätseinstufung der GEFA BANK mit A-. Die gute Marktposition und Risikotragfähigkeit der GEFA BANK sowie der positive Einfluss durch die Muttergesellschaft Société Générale S. A. sind nach Meinung der Analysten ausschlaggebend für die Einschätzung. Erhöhte Markt- und Kreditrisiken könnten nach Angaben der Ratingagentur zukünftig zu einer Abschwächung des Ratings führen.

Das Geschäftsrisiko der GEFA BANK bewertet Euler Hermes Rating als moderat bis leicht erhöht. Zu den maßgebenden Risikotreibern gehören aus Sicht der Ratingagentur die erhöhte Konjunktursensivität, hohe Wettbewerbsintensität, strukturelle Veränderungen des Marktumfeldes sowie ein hoher Anteil von Nutzfahrzeugfinanzierungen am Kreditportfolio. Das Finanzrisiko der GEFA BANK bewerten die Analysten aufgrund der guten Kapitalstruktur, Risikotragfähigkeit und finanziellen Flexibilität als moderat. Aufgrund rezessiver Auswirkungen der COVID-19-Pandemie auf die Investitionstätigkeit in den Zielmarktsegmenten sowie zunehmender Kreditrisiken könnte sich das Rating aus Sicht der Analysten zukünftig abschwächen.

Die GEFA BANK GmbH, Wuppertal gehört zu den führenden Anbietern von Absatz- und Objektfinanzierungen in Deutschland. Die GEFA BANK GmbH erwirtschaftete im Geschäftsjahr 2019 mit 620 Mitarbeitern und einer Bilanzsumme in Höhe von € 6,7 Mrd. Bruttoerträge von € 510,6 Mio. GEFA ist eine Tochtergesellschaft der französischen Großbank Société Générale S. A.

& Zusammenfassung des Ratingberichtes der GEFA Bank (PDF)

Euler Hermes Rating (Euler Hermes Rating) wurde 2001 als unabhängige europäische Ratingagentur der Euler Hermes und Allianz Gruppe gegründet. Sie ist gemäß Verordnung (EG) Nr. 1060/2009 des Europäischen Parlaments und Europäischen Rates als Credit Rating Agency (CRA) registriert und wird als External Credit Assessment Institution (ECAI) bei der European Banking Authority (EBA) geführt. Euler Hermes Rating ist eine Tochtergesellschaft der Euler Hermes SA, der weltweiten Marktführerin für Kreditversicherungen und ein Unternehmen der Allianz SE.

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